Everything you need to understand Texas home health care — from licensing requirements to Medicare coverage, insurance options, and how to choose the right agency.
Texas home health agencies are licensed by the Texas Health and Human Services Commission (HHSC). Service categories determine what care an agency can provide.
L&CHHS — Medicare-Certified Home Health
Can provide skilled nursing (RN/LPN), physical therapy, occupational therapy, speech therapy, and medical social services. Accepts Medicare/Medicaid.
PAS — Personal Assistance Services
Provides non-medical in-home care: bathing, dressing, meal prep, companionship, and light housekeeping. Typically private pay or long-term care insurance.
Home health care can be covered by several payer sources. Understanding your options is the first step to getting affordable care.
Medicare Part A
Covers skilled home health after a qualifying hospital or skilled nursing facility stay. Must be homebound and need skilled care.
Medicare Part B
Covers skilled nursing and therapy without a hospital stay requirement, as long as you are homebound and a physician orders the care.
Medicaid / STAR+PLUS
Texas Medicaid managed care (STAR+PLUS) covers home health for eligible low-income adults and individuals with disabilities. STAR Kids covers children with complex needs.
Long-Term Care Insurance
Policies vary widely. Review your policy for home health benefit triggers, elimination periods, and daily benefit amounts.
Private Pay
Rates in Houston typically range from $25–$65/hour for personal care and $65–$120/hour for skilled nursing. Most agencies provide free consultations.
Finding the right home health agency requires more than comparing prices. Here are the key factors to evaluate.
Verify Texas HHSC Licensure
All Texas home health agencies must be licensed. Verify license status on the Texas HHSC website or look for the "Verified" badge on listings.
Match Service Category to Needs
If your loved one needs IV therapy, wound care, or post-surgical recovery, you need a L&CHHS agency. Personal care needs can be met by a L&CHHS or PAS agency.
Check Reviews
Read moderated reviews from families who received similar care. Look for patterns in responsiveness, caregiver consistency, and communication.
Ask About Staffing
Ask if caregivers are employees (with background checks, insurance, and training) or independent contractors. Employees typically offer more protection.
Confirm Insurance Accepted
Not all agencies accept Medicare or Medicaid. Verify coverage before scheduling an assessment.
Browse Houston agencies by the specific type of care you need.
Browse agencies serving your specific neighborhood or city.
Browse open RN, LPN, CNA, and home health aide positions at Texas HHSC-licensed agencies across Houston.
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